Happy Graduation to my Brod Orville

My brother Orville graduated from his AB Philosophy course last Sunday. He is studying at the University of the Immaculate Conception for 2 years. He came from the St. Francis Xavier Seminary.

After some sleepless nights of doing thesis, he finally graduated. Now he has to face the real world, armed with all the knowledge and skills he learned from his schooling.

I just wanna extend my heartfelt congratulations to you my dear brod. I hope for the success in your endeavors.

Planning for Our Family's Financial Future

I have been really keen on planning with our finances nowadays. I am learning the ropes towards the achievement of financial freedom that I long to meet. I read a lot about books on financial literacy and steps to achieving financial independence. There are really a lot of books and resources that talks about managing finances and how to achieve financial freedom but they are all theory and making them into real action is easier said than done. It is real hard work, patience, determination, perseverance and constancy to purpose. All my tasks should be geared towards achieving this goal and I believe the very essence of it is to discipline our expenses. We need to be able to identify which one is need and wants. We need to prioritize the needs and just forego of our wants which we can live anyway without them.

I am very fortunate that a colleague who I casually talked volunteered to be my personal coach about financial freedom when she learned I am very interested about it. She brought a brochure and explained to me steps on becoming financially free. I learned that we need to get out of debt first. Then we also have to set aside funds for emergency. The next thing that we need to have is protection and we need to get temporary plans so that when somebody needs it in the family, we can use the plan without ruining the family's budget. She also introduced me to Kaiser plan for our insurance because it is a very good company and an excellent reputation. To learn more about Kaiser and their products and services, just click here.

Keona Stays in Hubby's Office

Keona had her check-up with her pediatrician the other day. She has a cough and I am self-medicating her with the prescription of her doctor the other month, when she had also a cough. After several days of medication, her cough is not gone so we had her checked by her pediatrician.

The doctor said it's only upper respiratory infection and so there is no need for her to take antibiotic. I am glad because she has had antibiotics the other month due to pneumonia aside from the fact that it is also costly.

After the check-up, we asked Keona if she wanted to go home with grandma and grandpa or stay with her papa in the office. Keona is very outgoing and she right away said she wants to go with her papa. It is good that papa is not so much busy in the office because there's an activity going on in his company. Keona spent her after noon in hubby's office watching her favorite cartoon movies.

When I got out to work, I fetched them and we went to Jollibee for her dinner. When we reached home, she is already very sleepy since that was already around 6:30 in the evening.

Looking for a Playschool Nearby

Our little Keona is already 3 years old and by next school year, we want her to be in a playschool. She is very much interested with studying already and we wanted her to go to school so that she'll be able to adjust in a school environment.

Me and hubby are looking for a playschool that is reputable and want it just near our house. We will go through our neighborhood and scout for tuition fee prices for a toddler like our little girl.
Hopefully, little Keona will be able to adjust school life and at the same time learn something just by playing.

We have taught her already at home some basics like ABC although she cannot identify yet all letters in the alphabet. She can also count 1 to 10. We also taught her basic good manners like saying "Thank you", "please" , "sorry", and greetings like "good morning." Hopefully, everything will get as planned and Keona will grow up a good person.